Cut-off times

The following table details the cut-off times in CET by currency. This is the time by which a payment needs to be successfully initiated for same-day execution.
Please note:
  • If initiated before cut-off, funds will be debited from your account with same-day value. Same-day execution may not be met for payments held up for any compliance, lack of funds or other internal policy reasons.
  • For payments that involve a foreign currency conversion, funds will be forwarded to our correspondent after the FX trade has settled.
  • Incoming and internal payment processing stops at 17:45 CET.
  • Payments will not be processed on public holidays. To view each currency’s holiday calendar please click here.
CurrencyCut-off time
AED* – Cross Border17:30
AUD*– Cross-Border17:00
CAD – Cross-Border17:00
CHF – Cross-Border12:30
CNH* – Cross-Border18:30
CZK – Cross-Border09:30
DKK – Cross-Border12:30
EUR – Cross-Border16:00
EUR – SEPA14:00
GBP – Cross-Border17:45
GBP – Local17:45
HKD*– Cross-Border17:30
HRK – Cross-Border12:00
HUF – Cross-Border13:15
ILS – Cross-Border12:00
JPY*– Cross-Border17:00
MXN – Cross-Border16:30
NOK – Cross Border14:30
NZD*– Cross-Border17:00
PLN – Cross-Border10:30
RON – Cross-Border11:30
SAR* – Cross-Border17:30
SEK – Cross-Border15:00
SGD* – Cross-Border18:30
TRY – Cross-Border10:00
USD – Cross-Border18:30
ZAR – Cross-Border09:30

* These currencies will be forwarded to our correspondents with value date D+1