Currencies and Cut-off times

The following table details the cut-off times in CET by currency. This is the time by which a payment needs to be successfully initiated for same-day execution.

If initiated before cut-off, funds will be debited from your account with same-day value. Same-day execution may not be met for payments held up for any compliance, lack of funds or other internal policy reasons.

Incoming and internal payment processing stops at 17:45 CET.

Payments with foreign currency conversion:

For payments that involve a foreign currency conversion, funds will be forwarded to our correspondent after the FX trade has settled.

To view each currency’s holiday calendar please click here.

Currency

Cut-off (CET)

AED* – Cross Border

17:30

AUD*– Cross-Border

16:30

CAD – Cross-Border

16:30

CHF – Cross-Border

12:30

CNH* – Cross-Border

17:00

CZK – Cross-Border

09:00

DKK – Cross-Border

12:00

EUR – Cross-Border

16:00

EUR – SEPA

14:00

GBP – Cross-Border

17:30

GBP – Local

17:30

HKD*– Cross-Border

17:30

HRK – Cross-Border

11:30

HUF – Cross-Border

11:00

ILS – Cross-Border

09:30

JPY*– Cross-Border

16:30

MXN – Cross-Border

16:15

NOK – Cross Border

11:00

NZD*– Cross-Border

16:30

PLN – Cross-Border

10:00

RON – Cross-Border

09:00

SAR* – Cross-Border

17:30

SEK – Cross-Border

12:00

SGD* – Cross-Border

16:30

TRY – Cross-Border

10:00

USD – Cross-Border

17:30

ZAR – Cross-Border

09:00

*These currencies will be forwarded to our correspondents with value date D+1

Please note that payments will not be processed on public holidays.